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  - On a 5/1 ARM, why does the 2011 TIL say "MAXIMUM during FIRST FIVE YEARS" when the payment actually adjusts at the beginning of the sixth year?
  - Some of the people in the office have a summary pane to the right of the BytePro screen, and others do not. What is going on?

Some of the people in the office have a summary pane to the right of the BytePro screen, and others do not. What is going on?

Users whose screen resolution is greater than 800x600 will see the Overview Pane to the right, users whose resolution is 800x600 will see instead a status bar across the bottom of the screen (there simply was not room for the Overview Pane at the lower resolution). For optimal viewing, we recommend screen resolution be set to 1024x768.